Facing everyday challenges, many people come up with strategies and innovations to make life easier. Be it new tools, better technology, or a new system of management, modernity is built on solutions to problems that no longer exist.

When innovations take off, new lifestyles can form. This can re-order life’s expected chapters, changing the nature of life’s stages or inventing new ones like teenage adolescence.

Modern technologies, policies, and industries are built on top of older systems. Not everything adapts perfectly, however, and many people can be left behind trying to catch up with the new responsibilities and obligations that come with change.

In a virtual era, there are so many conveniences, opportunities, and sources of information that it can be hard to identify what responsibilities we actually have or parse out a lifestyle that can address them all. Wrong decisions can increase the difficulty of future challenges or create new ones, but fixating too much on the “right” thing to do can prevent action altogether.

As sophisticated as things are, every obligation is founded on the requirements for everyday living. By mapping out these needs, we can better understand what responsibilities we have to ourselves, the challenges lie ahead and why, and what systems we are obliged to take part in regardless.

There’s a lot of unavoidable stuff that you’ll need to do in life, and many obstacles that can make you run in circles. We’re making a template to map out the basic whats, whens, hows, and whys for planning to live independently, or to just stand a little firmer in the face of life’s challenges.

Welcome!

The American Template is a checklist guide to the basic civic and financial obligations involved with living independently. Skim the most common approaches to everyday chores, learn how modern systems evolved to support us, or delve into the theories and innovations that are shaping our future today.